Bank HOUSE.The Russian Federation named 10 leading regions for issuing mortgages for secondary housing

AK&M 27 September 2023 12:33

Bank HOUSE.The Russian Federation has analyzed the issuance of mortgages for ready-made housing since the beginning of 2023. The list of leading regions in terms of the volume of loans issued on the secondary market was headed by the Moscow region (7.7 billion rubles), St. Petersburg (1.7 billion rubles), Primorsky Krai (about 1 billion rubles), Samara Region (800 million rubles) and Krasnoyarsk Krai (500 million rubles). This is stated in the bank's message.

The top 10 regions also included Sverdlovsk (500 million rubles) and Novosibirsk (450 million rubles) regions, Krasnodar Krai (410 million rubles), Vologda Oblast (405 million rubles) and the Republic of Tatarstan (400 million rubles).

The greatest dynamics were recorded in Primorsky Krai (2.2 times), Moscow (1.7 times), St. Petersburg, Samara and Nizhny Novgorod regions (1.5 times, respectively).

Since the beginning of 2023, the bank has issued about 4,500 loans for the purchase of secondary real estate totaling about 18 billion rubles – an increase of about a third in quantity and 1.5 times in volume compared to the same period last year. 

The maximum loan amount in the Bank is DOM.Russia – 50 million rubles. for the Moscow region, St. Petersburg and Leningrad region and 30 million rubles. for other subjects of the Russian Federation. Initial payment – from 15%. 

JSC "Bank DOM.RF" (until December 13, 2018, JSCB "Russian Capital") - provides financing for housing construction projects using escrow accounts in all subjects of the Russian Federation. The sole shareholder of JSC "Bank DOM.RF" is JSC "DOM.RF".