Bank DOM.RF provides an additional discount to the interest rate when applying for a mortgage loan for a large amount

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AK&M 03 December 2021 11:59

Bank DOM.RF provides an additional discount to the interest rate when applying for a mortgage loan for a large amount. This is stated in the bank's message.

A discount of 0.3 percentage points is set automatically with a loan of 12 million rubles in Moscow, the Moscow region and St. Petersburg and 6 million rubles in other regions.

The most favorable conditions can be used by the bank's salary clients and employees of the medical or scientific field, confirming income with an extract from the FIU, which the bank employee orders independently with the consent of the client. For them, the maximum reduction will be 0.7 p.p. Also the Bank DOM.RF provides an additional discount of 0.5 percentage points for electronic registration of a mortgage transaction on the secondary market. Discounts are summed up among themselves.

The discount is valid when refinancing mortgage loans, as well as when buying housing in a house under construction or ready-made. Apply for a loan for the purchase of housing in a new building in the Bank DOM.RF is available at a rate of 8.3%, for the purchase of housing in a ready-made house - from 9%, mortgage refinancing is available at a rate of 9.4%.

Bank DOM.RF is actively working to improve non-price mortgage conditions. So, the application procedure has been significantly simplified. Now clients do not need to provide paper certificates of income and employment. The maximum mortgage amount has been increased almost 2 times, to 50 million rubles. for residents of Moscow, St. Petersburg, Moscow and Leningrad regions and up to 30 million rubles. for other regions.

JSC "Bank DOM.RF" (until December 13, 2018, JSCB "Russian Capital") - provides financing for housing construction projects using escrow accounts in all subjects of the Russian Federation. The sole shareholder of JSC "Bank DOM.RF" is JSC "DOM.RF".