Bank DOM.RF has started accepting applications for a "Family mortgage" for the purchase of an apartment on the secondary market in accordance with the new terms of the program approved by the Russian Ministry of Finance. The first transactions will be conducted after April 1, 2025. This is stated in the message of the bank.
Families with at least one child under the age of 6 in cities with low construction rates, where no more than two apartment buildings are being built at the same time, can now use a preferential loan. Previously, with the help of the state program for families with children, it was possible to purchase an apartment only in a new building.
The loan can be used to purchase an apartment in a house no older than 20 years, provided that the house is not recognized as an emergency. At the same time, housing cannot be purchased from relatives or other interdependent persons. You can use the support measure only once.
A "family mortgage" is issued at a rate of 6%. The maximum loan amount is 12 million rubles. for the Moscow region, St. Petersburg and the Leningrad region, and 6 million rubles. for other regions of Russia.
JSC "Bank DOM.RF" (until December 13, 2018, JSCB Rossiyskiy Kapital) — finances housing construction projects using escrow accounts in all regions of the Russian Federation. The sole shareholder of JSC "Bank DOM.RF" is a joint-stock company "DOM.RF".
