It became possible to issue a car loan and a loan for any purpose at a rate of 2.9% per annum in Gazprombank even without providing a car as collateral. This is stated in the bank's message.
The rate of 2.9% per annum is valid for the first 30 days after the loan is issued. If the borrower issues a car as collateral within 30 days, the rate remains the same. For loans without collateral from 31 days, it increases to 4.9% per annum. However, when providing collateral at any time, the rate can be reduced to 2.9% per annum. The rates are valid if the borrower has personal insurance under the loan agreement. If the borrower refuses personal insurance, the rate increases by 16.4 p.p.
A loan for the purchase of a car, motor vehicles, electric vehicles, as well as a loan secured by your own car in Gazprombank can be issued without a down payment, in the amount of 500 thousand to 7 million rubles. for a period of 13 months to 7 years. At the same time, both the purchased and the existing car can be transferred as collateral. The cost of the car must be at least 10% of the loan amount/balance.
Gazprombank JSC (GPB, TIN 7744001497) was founded in 1990, and is one of the three largest banks in Russia by financial indicators. The Bank serves key sectors of the Russian economy - gas, oil, nuclear, chemical and petrochemical, ferrous and non-ferrous metallurgy, electric power, mechanical engineering and metalworking, transport, construction, communications, agro-industrial complex, trade.
