In the Russian Federation, mortgage lending increased by 0.3% in March 2025 after a 0.2% increase in February. This is reported in the materials of the Bank of Russia.
In addition to mortgages on banks' balance sheets, there are also loans transferred to securitized pools. Their volume as of April 1, 2025 amounted to 1.7 trillion rubles. Thus, the total mortgage debt of the population reached 21.8 trillion rubles in March, an increase of 0.2% after a 0.1% increase in February. The increase since the beginning of the year has been near zero, amounting to 8.7% in 12 months.
Mortgage loans increased by 13% to 257 billion rubles, 87% of loans were issued under government programs. For the most popular "Family mortgage" loans increased to 197 billion after 174 billion rubles. a month earlier.
The issuance of market mortgages amounted to 33 billion rubles against the background of high rates. Despite a slight decrease in rates in March (-1 percentage points), mortgages at 28.5% attract borrowers little, the regulator emphasizes.
