Sberbank's net profit in January-March 2026 according to RAS amounted to 491 billion rubles, which is 21.4% more than in the same period last year. In March, the bank's net profit increased by 21.3% year-on-year to RUB 166.4 billion, with a return on equity of 22.7%. This is stated in the message of the bank.
Net interest income for the 3 months of 2026 increased by 21.1% to 861.4 billion rubles. In March, this indicator grew by 27.7%. Net fee and commission income decreased by 0.9% to RUB 167.4 billion, with an increase of 4.0% in March.
Operating expenses increased by 15.2% in 3 months of 2026 to RUB 274 billion. In March, operating expenses reached 105 billion rubles and increased by 15.4%. The ratio of expenses to income in January –March was 24.4%.
The retail loan portfolio grew by 0.6% in a month or 2.3% since the beginning of the year (excluding securitization of consumer loans) and amounted to 19.2 trillion rubles. In March, the Savings Bank issued 473 billion rubles of loans. The consumer loan portfolio decreased by 0.2% in a month or 0.9% since the beginning of the year (excluding securitization of consumer loans) to 3.2 trillion rubles. In March, the disbursements amounted to 190 billion rubles.
Funds of individuals increased by 1.0% in a month or by 1.7% since the beginning of the year, excluding currency revaluation, and amounted to 33.7 trillion rubles. The funds of legal entities amounted to RUB 12.6 trillion and have increased by 1.2% since the beginning of the year, excluding currency revaluation.
Sberbank — Sberbank of Russia PJSC (TIN 7707083893) is the largest bank in Russia, Central and Eastern Europe. The Bank is the main creditor of the Russian economy and holds the largest share in the deposit market. Sberbank's services are used by customers in 18 countries around the world. The Bank has a branch network in Russia: about 14 thousand service points. The bank's foreign network consists of subsidiaries, branches and representative offices in the UK, USA, CIS, Central and Eastern Europe, India, China and other countries.
The authorized capital of Sberbank is 67.76 billion rubles and consists of 21586948 thousand ordinary shares and 1 billion preferred shares with a nominal value of 3 rubles. The main shareholder of Sberbank is the Russian Federation represented by the Ministry of Finance of the Russian Federation, which owns 50% of the authorized capital of Sberbank PJSC plus 1 voting share. The remaining 50% minus 1 voting share of the bank's authorized capital is owned by Russian and international investors.
On July 7, 2025, the AK&M rating agency confirmed the highest rating of Sberbank's non-financial statements.
The Savings Bank's net profit for the IFO in 2025 increased by 7.9% to 1705.9 billion rubles.
