Sber has implemented its own solution for automating lending to medium, large and large businesses. This is stated in the message of the bank.
It is based on SberTech's software products and has completely replaced the foreign Pega Platform at all stages of processing and supporting credit transactions, including risk assessment.
Sberbank — Sberbank of Russia PJSC (TIN 7707083893) is the largest bank in Russia, Central and Eastern Europe. The Bank is the main creditor of the Russian economy and holds the largest share in the deposit market. Sberbank's services are used by customers in 18 countries around the world. The Bank has a branch network in Russia: about 14 thousand service points. The bank's foreign network consists of subsidiaries, branches and representative offices in the UK, USA, CIS, Central and Eastern Europe, India, China and other countries.
The authorized capital of Sberbank is 67.76 billion rubles and consists of 21586948 thousand ordinary shares and 1 billion preferred shares with a nominal value of 3 rubles. The main shareholder of Sberbank is the Russian Federation, represented by the Ministry of Finance of the Russian Federation, which owns 50% of the authorized capital of Sberbank PJSC plus 1 voting share. The remaining 50% minus 1 voting share of the bank's authorized capital is owned by Russian and international investors.
On July 7, 2025, the AK&M rating agency confirmed the highest rating of Sberbank's non-financial statements.
Sberbank's net profit under IFRS in the first half of 2025 amounted to 859 billion rubles, an increase of 5.3% year-on-year.
