Sberbank's net profit for the first two months of 2026 according to RAS amounted to 324.6 billion rubles, which is 21.4% more than the same period last year with a return on equity of 24.1%. This is stated in the message of the bank.
In February, the bank's net profit increased by 21.1% year-on-year to RUB 162.8 billion, with a return on equity of 25.2%.
Net interest income in January-February 2026 increased by 17.7% to 556.4 billion rubles. Net fee and commission income decreased by 3.7% to RUB 103.6 billion. Expenses on reserves and revaluation of loans at fair value increased to RUB 103.1 billion.
Sberbank's operating expenses increased by 15.1% year-on-year in the first two months of 2026 to RUB 169 billion. In February, operating expenses amounted to RUB 90.5 billion and increased by 15%. The ratio of expenses to income in January-February was 24.6%.
The retail loan portfolio grew by 0.4% in a month or by 1.7% since the beginning of the year and amounted to 19.1 trillion rubles. In February, the Savings Bank issued 399 billion rubles of loans. The consumer loan portfolio decreased by 0.4% in a month or 0.7% since the beginning of the year to 3.3 trillion rubles. In February, the disbursements amounted to 161 billion rubles.
Sberbank — Sberbank of Russia PJSC (TIN 7707083893) is the largest bank in Russia, Central and Eastern Europe. The Bank is the main creditor of the Russian economy and holds the largest share in the deposit market. Sberbank's services are used by customers in 18 countries around the world. The Bank has a branch network in Russia: about 14 thousand service points. The bank's foreign network consists of subsidiaries, branches and representative offices in the UK, USA, CIS, Central and Eastern Europe, India, China and other countries.
The authorized capital of Sberbank is 67.76 billion rubles and consists of 21586948 thousand ordinary shares and 1 billion preferred shares with a nominal value of 3 rubles. The main shareholder of Sberbank is the Russian Federation represented by the Ministry of Finance of the Russian Federation, which owns 50% of the authorized capital of Sberbank PJSC plus 1 voting share. The remaining 50% minus 1 voting share of the bank's authorized capital is owned by Russian and international investors.
On July 7, 2025, the AK&M rating agency confirmed the highest rating of Sberbank's non-financial statements.
The Savings Bank's net profit for the IFO in 2025 increased by 7.9% to 1705.9 billion rubles.
