Sberbank's net profit in January 2025 according to RAS increased by 15.5% year-on-year and amounted to 132.9 billion rubles. Return on equity is 22.2%. This is stated in the message of the bank.
Net interest income amounted to 231.5 billion rubles, which is 9.4% more than in January 2024. Net fee and commission income increased to RUB 50 billion and increased by 2.6% compared to January last year. Operating expenses increased by 12.9% year-on-year. In total, they amounted to 68.1 billion rubles. The cost—to-income ratio is 24.8%.
Over the reporting period, the retail loan portfolio decreased by 0.5% over the month to 17.4 trillion rubles. 201 billion rubles of loans were issued to private clients in January.
The housing loan portfolio decreased by 0.2% over the month (excluding securitization) and amounted to 10.9 trillion rubles. In January, the bank issued 69 billion rubles of mortgage loans.
The consumer loan portfolio has decreased by 2% since the beginning of the year, to 3.8 trillion rubles. In January, consumer loans totaled 73 billion rubles.
Sberbank — Sberbank of Russia PJSC (TIN 7707083893) is the largest bank in Russia, Central and Eastern Europe. The Bank is the main creditor of the Russian economy and holds the largest share in the deposit market. Sberbank's services are used by customers in 18 countries around the world. The Bank has a branch network in Russia: about 14 thousand service points. The bank's foreign network consists of subsidiaries, branches and representative offices in the UK, USA, CIS, Central and Eastern Europe, India, China and other countries.
The authorized capital of Sberbank is 67.76 billion rubles and consists of 21586948 thousand ordinary shares and 1 billion preferred shares with a nominal value of 3 rubles. The main shareholder of Sberbank is the Russian Federation represented by the Ministry of Finance of the Russian Federation, which owns 50% of the authorized capital of Sberbank PJSC plus 1 voting share. The remaining 50% minus 1 voting share of the bank's authorized capital is owned by Russian and international investors.
