In the first five months of 2025, net profit Sberbank's RAS increased by 8.7% year-on-year to 682.9 billion rubles. with a return on equity of 22.3%. In May, the Savings Bank earned 140.6 billion rubles. net profit. This is stated in the message of the bank.
In January-May, operating expenses increased by 13.3% to RUB 419.9 billion. In May, operating expenses amounted to 92.3 billion rubles and increased by 14%. year by year. Moreover, in May, the growth was 14%, bringing the figure to 92.3 billion rubles. The cost-to-revenue ratio for the period was 29.6%, compared with 26.6% a year earlier.
Net interest income for five months increased by 14.3% year-on-year to 1185.1 billion rubles. by increasing the volume of operating assets. Net interest income grew by 16.2% in May. The ratio of expenses to income for 5 months was 29.6%.
The total loan portfolio increased by 0.7% in a month to 45 trillion rubles. The corporate loan portfolio grew by 0.9% in May, excluding currency revaluation, and amounted to 27.4 trillion rubles.
The retail loan portfolio grew by 0.5% in a month or by 1% since the beginning of the year, excluding car loan assignments, and amounted to 17.6 trillion rubles.
The housing loan portfolio grew by 0.9% over the month and by 1.8% since the beginning of the year to 11.2 trillion rubles. The bank issued 190 billion rubles of mortgage loans in May.
The portfolio of consumer loans amounted to 3.5 trillion rubles at the end of May (-1.9% for the month or -10.1% since the beginning of the year), and disbursements amounted to 82 billion rubles.
The corporate loan portfolio grew in May by 0.9% or 1.5% since the beginning of the year, excluding currency revaluation, and amounted to 27.4 trillion rubles. During the month, 1.6 trillion rubles of loans were issued to corporate clients.
The funds of individuals amounted to 29.1 trillion rubles, having decreased by 0.1% over the month (excluding currency revaluation). Since the beginning of the year, private client funds have grown by 6.6%, excluding currency revaluation. Funds of legal entities increased by 6.2% over the month, excluding currency revaluation, to RUB 12.1 trillion (-4.1% since the beginning of the year, excluding currency revaluation).
Sberbank — Sberbank of Russia PJSC (TIN 7707083893) is the largest bank in Russia, Central and Eastern Europe. The Bank is the main creditor of the Russian economy and holds the largest share in the deposit market. Sberbank's services are used by customers in 18 countries around the world. The Bank has a branch network in Russia: about 14 thousand service points. The bank's foreign network consists of subsidiaries, branches and representative offices in the UK, USA, CIS, Central and Eastern Europe, India, China and other countries.
The authorized capital of Sberbank is 67.76 billion rubles and consists of 21586948 thousand ordinary shares and 1 billion preferred shares with a nominal value of 3 rubles. The main shareholder of Sberbank is the Russian Federation represented by the Ministry of Finance of the Russian Federation, which owns 50% of the authorized capital of Sberbank PJSC plus 1 voting share. The remaining 50% minus 1 voting share of the bank's authorized capital is owned by Russian and international investors.
