Sberbank's net profit under RAS in January-February 2025 increased by 13.5% to RUB 267.3 billion. compared to 235.5 billion rubles of profit for the same period in 2024. Net profit in February of this year amounted to 134.4 billion rubles, an increase of 11.6% compared to February 2024 (12.4 billion rubles). This is stated in the message of the bank.
Return on equity in January-February 2025 increased to 23.2% from 21.7% a year earlier. In February, this figure was 24.3% (in February 2024 — 22.8%).
Net interest income for the two months of this year increased by 15.0% to 472.7 billion rubles, in February — by 21.1% to 241.1 billion rubles. Net fee and commission income for January-February 2025 increased by 2.9% to RUB 107.6 billion, and in February by 3.1% to RUB 57.6 billion.
Operating expenses in January-February 2025 increased by 11.7% to 146.8 billion rubles, in February — by 10.8% to 78.7 billion rubles. The ratio of expenses to income in January-February was 27.7%, in February — 30.9%.
The retail loan portfolio, excluding car loan assignments, decreased by 0.4% over the month and by 0.7% since the beginning of the year to 17.4 trillion rubles. Of these, the housing loan portfolio increased by 0.3% in a month, to 11 trillion rubles, and the consumer loan portfolio decreased by 2.1% in a month, to 3.7 trillion rubles.
In February, the corporate loan portfolio decreased by 1.6% (-0.1% excluding currency revaluation) and amounted to RUB 27.1 trillion. Since the beginning of the year, the portfolio has decreased by 2.4% (-0.6% excluding currency revaluation). During the month, 1.2 trillion rubles of loans were issued to corporate clients.
Funds of individuals increased by 3.1% over the month (+3.8% excluding currency revaluation) or by 0.4% since the beginning of the year (+1.1% excluding currency revaluation) to RUB 27.7 trillion.
Funds of legal entities decreased by 3.7% over the month to 13.2 trillion rubles (-1.7% excluding currency revaluation). Since the beginning of the year, the funds of legal entities have increased by 0.2% (2.6% excluding currency revaluation).
Sberbank — Sberbank of Russia PJSC (TIN 7707083893) is the largest bank in Russia, Central and Eastern Europe. The Bank is the main creditor of the Russian economy and holds the largest share in the deposit market. Sberbank's services are used by customers in 18 countries around the world. The Bank has a branch network in Russia: about 14 thousand service points. The bank's foreign network consists of subsidiaries, branches and representative offices in the UK, USA, CIS, Central and Eastern Europe, India, China and other countries.
The authorized capital of Sberbank is 67.76 billion rubles and consists of 21586948 thousand ordinary shares and 1 billion preferred shares with a nominal value of 3 rubles. The main shareholder of Sberbank is the Russian Federation represented by the Ministry of Finance of the Russian Federation, which owns 50% of the authorized capital of Sberbank PJSC plus 1 voting share. The remaining 50% minus 1 voting share of the bank's authorized capital is owned by Russian and international investors.
