Sberbank's net profit under RAS for 7 months of 2025 increased by 6.8% to 971.5 billion rubles. with a return on equity of 22.1%. In July 2025, the Savings Bank earned 144.9 billion rubles. net profit (+2.7% year-on-year), return on equity was 21.5%. This is stated in the message of the bank.
Net interest income for the first 7 months of 2025 increased by 16.7% to 1.7 trillion rubles on the back of an increase in operating assets. Net interest income grew by 23.7% year-on-year in July. Net fee and commission income for the first 7 months of 2025 decreased by 1.7% to RUB 413.1 billion (-3.3% YoY for the month).
Operating expenses for 7 months increased by 14.1% to RUB 611 billion. In July, operating expenses amounted to 99.3 billion rubles, an increase of 12% YoY. The cost-to-income ratio for 7 months was 28.8%.
Sberbank — Sberbank of Russia PJSC (TIN 7707083893) is the largest bank in Russia, Central and Eastern Europe. The Bank is the main creditor of the Russian economy and holds the largest share in the deposit market. Sberbank's services are used by customers in 18 countries around the world. The Bank has a branch network in Russia: about 14 thousand service points. The bank's foreign network consists of subsidiaries, branches and representative offices in the UK, USA, CIS, Central and Eastern Europe, India, China and other countries.
The authorized capital of Sberbank is 67.76 billion rubles and consists of 21586948 thousand ordinary shares and 1 billion preferred shares with a nominal value of 3 rubles. The main shareholder of Sberbank is the Russian Federation represented by the Ministry of Finance of the Russian Federation, which owns 50% of the authorized capital of Sberbank PJSC plus 1 voting share. The remaining 50% minus 1 voting share of the bank's authorized capital is owned by Russian and international investors. Sberbank's net profit under IFRS in the first half of 2025 amounted to 859 billion rubles, an increase of 5.3% year-on-year.
On July 7, 2025, the AK&M rating agency confirmed the highest rating of Sberbank's non-financial statements.
