Sberbank's net profit in January-April 2026 according to RAS amounted to 657.8 billion rubles, which is 21.3% more than in the same period last year. In April, the bank's net profit increased by 21.1% year-on-year to RUB 166.8 billion, with a return on equity of 22.9%. This is stated in the message of the Savings Bank.
Net interest income for 4 months of 2026 increased by 22.5% to 1154.0 billion rubles. In April, this indicator grew by 26.8%. Net fee and commission income decreased by 0.5% to 225.3 billion rubles. In April, the growth was 0.6%.
Operating expenses increased by 15% in 4 months of 2026 to 376.6 billion rubles. In April, the increase was 14.3%. The expense-to-income ratio improved to 25.9% in 4 months of 2026.
The retail loan portfolio grew by 0.8% in a month or by 3.1% since the beginning of the year (excluding securitization of consumer loans) and amounted to 19.4 trillion rubles. In April, the Savings Bank issued 506 billion rubles of loans.
The funds of individuals amounted to 34.3 trillion rubles and increased by 2.1% over the month (excluding currency revaluation). Funds of legal entities have increased by 0.8% since the beginning of the year, excluding currency revaluation, to RUB 12.3 trillion. For the month, the decrease was 0.5% (excluding currency revaluation).
Sberbank — Sberbank of Russia PJSC (TIN 7707083893) is the largest bank in Russia, Central and Eastern Europe. The Bank is the main creditor of the Russian economy and holds the largest share in the deposit market. Sberbank's services are used by customers in 18 countries around the world. The Bank has a branch network in Russia: about 14 thousand service points. The bank's foreign network consists of subsidiaries, branches and representative offices in the UK, USA, CIS, Central and Eastern Europe, India, China and other countries.
The authorized capital of Sberbank is 67.76 billion rubles and consists of 21586948 thousand ordinary shares and 1 billion preferred shares with a nominal value of 3 rubles. The main shareholder of Sberbank is the Russian Federation represented by the Ministry of Finance of the Russian Federation, which owns 50% of the authorized capital of Sberbank PJSC plus 1 voting share. The remaining 50% minus 1 voting share of the bank's authorized capital is owned by Russian and international investors.
On July 7, 2025, the AK&M rating agency confirmed the highest rating of Sberbank's non-financial statements.
The Savings Bank's net profit for the IFO in 2025 increased by 7.9% to 1705.9 billion rubles.
