Small and medium-sized businesses in the Belgorod, Bryansk and Kursk regions will be able to receive an additional 4 billion rubles in loans under the umbrella guarantees of the SME Corporation in the second half of 2025. This is reported by the Ministry of Economic Development of the Russian Federation.
Special limits for such guarantees in the amount of 2.1 billion rubles. They have already been communicated to partner banks - Sberbank, Alfa—Bank, SME Bank, VTB and PSB.
Recall that the "umbrella" mechanism involves the provision of surety limits to partner banks of the SME Corporation, under which financial organizations provide loans to entrepreneurs. Such sureties of the SME Corporation cover up to 50% of the amount of the bank loan. The amount of one guarantee can reach 1 billion rubles. for a period of up to 10 years. The mechanism guarantees the bank the fulfillment of obligations under such a loan, thereby reducing reserves and freeing up liquidity for additional business lending.
The umbrella guarantee mechanism was launched on behalf of President Vladimir Putin in 2021 and is being implemented as part of the national project "Efficient and Competitive Economy".
