The maximum interest rate on ruble deposits in ten banks attracting the largest volume of deposits from individuals decreased to 15.32% per annum in the first decade of November from 15.37% in the third decade of October. This is evidenced by the data of the Bank of Russia.
In the second decade of October, the rate was 15.45%, in the first decade – 15.46%, in the third decade of September - 15.55%, in the second decade - 15.56%, in the first decade - 15.59%, in the third decade of August - 15.7%, in the second decade - 15.85%, in the first - 15.96%, in the third in the first decade of July – 16.44%, in the second decade – 17.22%, in the first decade - 17.91%, in the third decade of June - 18.32%, in the second - 18.4%, in the first - 18.87%, in the third decade of May - 19.39%, in the second - 19.52%, in the first decade of May - 19.6% per annum, in the third decade of April - 19.79%, in the second decade – 20.04%, in the first – 20.05%, in the third decade of March - 20.28%, in the second decade - 20.38%, in the first – 20.74%.
On October 24, 2025, the Central Bank lowered the key rate to 16.5% per annum, on September 12, 2025 - to 17%, on July 25 - to 18%, on June 6 - to 20%, on April 25, March 21, 2025, February 14, and also on December 20, 2024 left the key rate at 21% per annum unchanged, on October 25, 2024, he raised the key rate to 21% per annum, on September 13 to 19%, and on July 26 to 18% per annum. On June 7, April 26, March 22 and February 16, 2024, the regulator left unchanged the key rate of 16% per annum.
