Bank Saint Petersburg's RAS net profit for the first half of 2026 decreased by 39.2% to RUB 16.6 billion. compared to the same period in 2025. Return on equity (ROE) in the first half of the year was 15.5%. This is stated in the message of the bank.
The bank's net profit in June 2026 amounted to 2 billion rubles, which is 17.4% more than the profit of June 2025.
Net interest income for the first six months of this year decreased by 10.9% to 34.6 billion rubles, in June - by 6.3% to 5.8 billion rubles. Net fee and commission income increased by 2.6% to 5.9 billion rubles, and last month by 6.2% to 1.1 billion rubles.
Operating expenses in the first half of the year increased by 29.2% to 15.3 billion rubles, in June - by 14.4% to 2.8 billion rubles. The cost-to-income ratio was 34.9% and 36.5%, respectively. Expenses on loan reserves for six months amounted to 7.1 billion rubles (in June – 2.1 billion rubles), the cost of risk was 1.5% (2.7%).
The loan portfolio before deduction of reserves as of July 1 of this year amounted to 992 billion rubles, an increase of 5.8% compared to January 1, 2026. The corporate loan portfolio increased by 5.9% to RUB 779.7 billion, while the retail loan portfolio increased by 5.3% to RUB 212.4 billion.
As of July 1, 2026, customer funds increased by 2.7% compared to January 1, 2026 and amounted to 898.0 billion rubles.
Corporate customer funds have decreased by 4.8% since the beginning of the year and amounted to 348.1 billion rubles. Retail customer funds have increased by 8.1% since the beginning of the year and amounted to 549.8 billion rubles.
Bank Saint Petersburg is a universal commercial bank founded in 1990. As of April 1, 2026, the bank serves more than 2.4 million individuals and 62,000 companies in 70 offices in St. Petersburg, Leningrad Region, Moscow, Kaliningrad and Novosibirsk, including representative offices in Krasnodar and Rostov-on-Don.
The bank's shares have been traded since 2007 and are included in the highest quotation list of the Moscow Stock Exchange with the code BSPB.
