On September 1, 2025, the Expert RA rating agency upgraded the credit rating of Bank DOM JSC.Russian Federation" up to the giAA+ level with a stable outlook. Previously, the bank had a credit rating of giAA with a positive outlook. This is stated in the agency's message.
The rating upgrade reflects a significant strengthening of the bank's competitive position over the past two years, as well as the transition to a more moderate growth rate of the loan portfolio while maintaining adequate risk appetite.
The bank's rating is based on a moderately high assessment of the block of market positions, a comfortable capital position, high profitability, adequate asset quality, comfortable liquidity, adequate funding profile and corporate governance. A strong positive impact on the bank's rating is provided by the support of the joint-stock company, as well as the high market importance of the bank.
Bank DOM.RF JSC is an authorized bank for housing construction, implementing a strategy aimed at fulfilling the tasks of the unified Institute for Housing Development (DOM.RF) through mortgage housing loans and project financing for developers. The bank's head office and 9 additional offices are located in Moscow, and the credit institution also has 31 additional offices in the largest cities of the Russian Federation.
