The Savings Bank reduces the rates under the Family Mortgage program for the loan amount over the established limit by 0.9%. For Moscow, St. Petersburg, Moscow and Leningrad regions, the rate is reduced to 16.3% from 17.2%, for other regions — to 16.2% from 17.1%. This was stated by Alexey Leipi, director of Sberbank's Domclick department, the bank said in a statement.
Sberbank's clients can get a "Family mortgage" at a weighted average rate of up to 30 million rubles in Moscow, St. Petersburg, Moscow and Leningrad regions. Up to 15 million rubles in other regions. The basic limits for a "Family mortgage" are 12 million rubles and 6 million rubles, respectively. The amount up to the limit is processed by the bank at a preferential rate of 6%, and over the limit — at the market rate.
The new conditions apply to primary and secondary housing, as well as to the residential housing segment.
Sberbank — Sberbank of Russia PJSC (TIN 7707083893) is the largest bank in Russia, Central and Eastern Europe. The Bank is the main creditor of the Russian economy and holds the largest share in the deposit market. Sberbank's services are used by customers in 18 countries around the world. The Bank has a branch network in Russia: about 14 thousand service points. The bank's foreign network consists of subsidiaries, branches and representative offices in the UK, USA, CIS, Central and Eastern Europe, India, China and other countries.
The authorized capital of Sberbank is 67.76 billion rubles and consists of 21586948 thousand ordinary shares and 1 billion preferred shares with a nominal value of 3 rubles. The main shareholder of Sberbank is the Russian Federation, represented by the Ministry of Finance of the Russian Federation, which owns 50% of the authorized capital of Sberbank PJSC plus 1 voting share. The remaining 50% minus 1 voting share of the bank's authorized capital is owned by Russian and international investors.
On July 7, 2025, the AK&M rating agency awarded the highest (RESG 1) rating to Sberbank's non-financial statements. The document received 87 points.
The bank's net profit in the first half of 2025 increased by 7.5% year-on-year to 826.6 billion rubles.
