The share of digital mortgages in Bank DOM.RF grew by more than a third compared to the previous six months and exceeded 96% of the total number of loans issued since the beginning of the year. This is stated in the message of the bank.
In this format, all stages of the transaction from filing an application to registering an object in the Unified State Register of Real Estate are conducted online. About 7.3 thousand of the bank's customers used digital mortgages, and the volume of loans issued amounted to about 47 billion rubles.
Since 2023, the bank has been applying for a mortgage without filling out questionnaires and providing documents. Borrowers scan the kewar code, confirm consent to data transfer, and all customer data necessary for making a loan decision is automatically sent to the bank from Government Services via a secure channel.
Customers sign a remote mortgage agreement on their smartphone using an electronic signature. Identification and account opening can be performed using biometrics or with the help of an on—site employee of the bank - a mobile banker. Mortgage issuance and registration of the transaction in Rosreestr also take place online — without visiting the MFC and the bank's office.
Bank DOM.RF is a universal bank with a focus on the mortgage and construction sector. It provides a full range of services for individuals, corporate businesses, as well as a number of banking products and services. Since 2018, he has been an authorized bank in the field of housing construction.
The bank's net profit for the first quarter of 2025 increased by 2% compared to the same period in 2024 and amounted to 10 billion rubles. The bank's assets reached 3.5 trillion rubles, a decrease of 3% since the beginning of the year. The loan portfolio grew by 2% to 2.6 trillion rubles.
