VTB has reduced the rates on market and combined mortgages for new buildings from June 20, 2025. The maximum decrease was 2.2 percentage points. In the near future, the bank also plans to review the conditions for consumer and car loans, said Alexander Pakhomov, Deputy President and Chairman of the bank's Management Board, as part of SPIEF 2025. This is stated in the message of the bank.
New conditions (including the amount of discounts): market mortgage — from 25.3% for the purchase of apartments and apartments, from 25.9% — for residential housing; combo mortgage - from 6.97% in combination with a "family" government program, from 7.03% — with an IT mortgage. The minimum rates apply when applying for comprehensive insurance.
According to VTB forecasts, the total market mortgage issuance in January-June 2025 will amount to about 1.5 trillion rubles. The Bank expects a gradual leveling off of the market situation against the background of monetary policy easing.
VTB Group is a Russian financial group comprising more than 20 credit and financial companies operating in all major segments of the financial market. The Group has subsidiaries and associated banks in Armenia, Belarus, Kazakhstan, Azerbaijan, Vietnam, a branch in India, and a branch and representative office in China.
