VTB launched a mortgage at 2% for all large families and teachers of the Far East and the Arctic

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AK&M 15 January 2026 05:45

VTB opens accepting applications under the updated terms of the "Far Eastern and Arctic Mortgages". All large families and education workers living in the macroregion can apply for a preferential loan for the purchase of housing. Borrowers planning to purchase second homes in cities with low construction volumes can also take advantage of the program. This is stated in the message of the bank.

The Far Eastern and Arctic Mortgage program allows you to get a loan of up to 9 million rubles for the purchase of an apartment in a new building with an area of 64 square meters or on the secondary market (from 60 square meters meters). In other cases, the maximum loan amount is 6 million rubles. The minimum down payment is from 20%, the loan term is up to 20 years.

VTB Group is a Russian financial group comprising more than 20 credit and financial companies operating in all major segments of the financial market. The Group has subsidiaries and associated banks in Armenia, Belarus, Kazakhstan, Azerbaijan, Vietnam, a branch office in India, and a branch office and representative office in China.

VTB Group's net profit under IFRS for the first half of 2025 amounted to 280.4 billion rubles.

On November 20, 2024, the AK&M rating agency awarded VTB Bank's sustainability reporting the highest rating.

On July 31, 2025, the AK&M rating agency confirmed the highest rating of VTB Bank's non-financial statements.