Customers of Otkritie Bank, when they quickly enter into a mortgage transaction, can take advantage of an additional discount of 0.2 percentage points to the current rates. The offer applies to the "Mortgage with state support" and "Family Mortgage" programs and is available when applying until August 31, 2022 inclusive.
Borrowers can apply for a mortgage with a discount when entering into a transaction within 14 calendar days from the moment the bank approves the loan decision. The discount is combined with other current offers and allows you to get a loan on the most attractive terms.
The minimum rate for a "Family mortgage" will thus be reduced to 5.3% per annum, for a "Mortgage with state support" — to 6.3%.
Borrowers who have received approval of loan applications at previously valid rates can reissue them on more favorable terms.
Under the Family Mortgage program, families with a child born after January 1, 2018 can apply for or refinance a mortgage loan for an apartment in a new building. The maximum loan amount is 12 million rubles.
The program "Mortgage with state support" provides for the purchase of an apartment under construction or ready-made from a developer. The maximum loan amount is 12 million rubles for Moscow, St. Petersburg, Moscow and Leningrad regions and 6 million rubles for other regions of Russia. Any citizen of the Russian Federation can take part in the program, regardless of marital status and social status.
The minimum initial contribution under the programs is from 15%, the maximum loan term is 30 years.
The full terms and rates for mortgage programs can be found on the bank's website (https://www.open.ru/ipoteka/gos_2020 )
Otkritie Bank is included in the list of systemically important credit institutions approved by the Bank of Russia. Otkritie develops all the main business lines of a classic universal bank: corporate, investment, retail, SME and Private Banking. The reliability of the bank is confirmed by the ratings of the Russian agencies ACRA ("AA(RU)"), Expert RA ("ruAA") and NKR ("AA+.ru").
Please note that this press release is based on materials provided by the company. AK&M Information Agency shall not be held liable for its contents, nor for the legal and other consequences of its publication.
