The biggest concerns and fears among entrepreneurs in 2026 are the increase in the tax burden. Nevertheless, Russian business is also suffering from traditional disasters: accidents, emergencies and natural disasters. According to the VSK Insurance House, in 2025, almost a third of appeals from companies that own property insurance policies were related to water flooding. Thefts are in second place (13%), and hitting a vehicle is in third (11%).
According to the estimates of the VSK Insurance House, fires (10%), accidents of heating, sewerage and water supply systems (8%), glass damage, storefronts and mirrors (7%), as well as unintentional errors in the operation or maintenance of commercial premises (6%).
The fewest incidents involving the property of legal entities in 2025 were registered in the Ryazan Region (2%), the Rostov Region (2.5%), and the Sverdlovsk Region (3%). Moscow holds the record for the number of insured events – the capital accounts for 38% of emergencies.
The most significant amount in the framework of property insurance for legal entities this year was received by an entrepreneur in the Samara region – more than 296 million rubles. Another example of a large payment is compensation to a businessman from the Krasnodar Territory due to a natural disaster. It amounted to 165 million rubles. In Moscow, businesses are not in danger of serious damage from the elements – the largest payment in 2025 in connection with a fire in an office building does not exceed 9 million rubles.
Among the unusual incidents, VSK analysts single out an insured event related to a lightning strike that caused a fire. The emergency occurred in the Saratov region. The payment to the injured entrepreneur amounted to more than 1.8 million rubles.
Please note that this press release is based on materials provided by the company. AK&M Information Agency shall not be held liable for its contents, nor for the legal and other consequences of its publication.
