As part of cooperation with Ingosstrakh Ingo Ecosystem, the Bank has launched a new Ingosstrakh Bonus credit card with cashback up to 6% on daily purchases.
The main conditions of the credit card are free issuance and maintenance, an interest—free grace period of up to 115 days, and a maximum credit limit of 1 million rubles. The grace period applies to all types of card transactions — purchases, transfers, cash withdrawal — and begins to operate on the first day of the month in which the customer used the credit funds.
For example, if you pay with a card for a purchase in April, you can repay the debt without overpayment until July 25. In order not to pay interest on this purchase, it will be enough to deposit 5% of the amount owed in May and June, and then pay off the balance on July 25.
The card is issued in a co-brand with the Ingosstrakh Bonus loyalty program, which allows its holders to significantly earn cashback for paying for daily purchases. The amount of cashback varies from 1 to 6%, depending on the categories of spending. The maximum cashback (6%) is accrued for purchases in supermarkets. 5% — at gas stations, car washes and tire shops, for VMI and CTP policies from Ingosstrakh, as well as for goods in the category of the month. In addition, the client can receive additional bonuses for the active use of banking services: increased interest on deposits and compensation of part of the interest rate on the loan.
Cashback is paid in rubles (1 ruble = 1 ruble). Up to 3,000 rubles are accrued for one expenditure operation. All new participants of the Ingosstrakh Bonus program will receive 300 rubles as a gift.
The card is available to the bank's customers, as well as to Ingosstrakh's customers, and is issued to Russian citizens aged 21 to 66 years old with permanent registration in the territory of the Russian Federation.
Head of the Ecosystem Development Department — Vice President for Partner Programs of Ingosstrakh Ekaterina Snigir notes:
"We believe that customer loyalty should be a step above the simple desire to expand the customer base, so the new credit card with increased cashback for daily purchases is primarily aimed at existing customers. This is our unusual way of saying “thank you” to those who trust us, contact us, cooperate with us. For those who are just planning to become our client, we are ready to offer the Ingosstrakh Bonus debit card, which will allow you to issue a credit card in the future."
You can apply for a card in any convenient way — through the website ingobank.ru or at any branch of Ingosstrakh Bank.
"A credit card with responsible use is a very convenient tool for daily use. With a credit card, you can get what you want here and now, which is extremely important in our very dynamic lifestyle. And with the Ingosstrakh Bonus program, you can also earn rubles, which can later be spent with one of the partners of our Ingo ecosystem," said the director of the retail business Department of Ingosstrakh Bank Maxim Makukha.
Please note that this press release is based on materials provided by the company. AK&M Information Agency shall not be held liable for its contents, nor for the legal and other consequences of its publication.
