The branch of Rosgosstrakh in the Trans-Baikal Territory paid more than 1.9 million rubles to the owner of a 2018 Toyota RAV 4 car. The traffic accident happened in the Borzinsky district of Transbaikalia, about 300 km from Chita. The Toyota owner was driving along the federal highway when suddenly a cow came onto the road. The driver pressed the brakes, but a collision with the animal could not be avoided: the car was seriously damaged. Subsequently, experts recognized the constructive death of the vehicle.
Toyota RAV 4 was insured by Rosgosstrakh under a hard hat. The case was recognized as insured, and the car owner received a refund.
"The cost of cars and spare parts for them is a strong incentive for car owners to reconsider their attitude to their four—wheeled property: even the most serious accident on the road, in the yard or in the parking lot can result in quite large unforeseen expenses," says Irina Zarubina, director of the Rosgosstrakh branch in the Trans—Baikal Territory. — Even owners of used cars are thinking about insurance, because having a hard hat policy will certainly help out, even if the culprit of the accident does not have a CTP. Although, as practice shows, insurance coverage in CTP is often not enough to cover damage. And we have many such examples. So, our client on a 2019 Honda Vezel was involved in an accident, after which his car was no longer subject to restoration. It's good that there was a Casco Professional policy — Rosgosstrakh paid the owner of the Honda Vezel 1 million rubles. Please note that the maximum coverage for CTP is only 400 thousand rubles."
Irina Zarubina noted that Rosgosstrakh has extensive experience in the auto insurance market, so the company develops programs taking into account maximum compliance with the needs of a particular client. Each owner can choose an excellent option for himself, and regardless of the class of the car. The same "Casco Professional" costs 10 thousand rubles, and insurance coverage for it is 1 million rubles, besides, you can repair a car and get help on the road. Rosgosstrakh enters into contracts with trusted service stations that value their reputation in the market.
Please note that this press release is based on materials provided by the company. AK&M Information Agency shall not be held liable for its contents, nor for the legal and other consequences of its publication.
