The holiday season can already be considered open: more and more people go out of town for the weekend to take a break from the hustle and bustle and spend time in nature. However, instead of resting, unpleasant situations can also await the owners, because during the winter period a lot of troubles can happen to the house – a broken roof, leaking pipes, or burglary and robbery. Ingosstrakh talks about the results of 2023 for the insurance of dachas and shares unusual insurance cases.
Last year, the company settled about 2.5 thousand losses related to the insurance of suburban real estate, and paid its customers more than 680 million rubles. The maximum insurance payout in 2023 amounted to 33.9 million rubles for losses related to damage to a two-storey residential building as a result of a fire. The smallest amount – 665.5 rubles – was paid to the client for tearing off part of the roofing material due to strong winds.
During this period, unusual insurance cases were also recorded. For example, Ingosstrakh paid a client more than 230 thousand for a garage damaged by a car in the Moscow region. The company promptly paid the customer the funds for the repair. In another case, a cat got into an open window of an insured house and damaged upholstered furniture. Since the risk of "animal action" was included in the insurance, Ingosstrakh paid the client a refund in the amount of 33 thousand rubles. In the following case, the company paid the client 22 thousand rubles – the lamp post attachment broke on the policyholder's site due to snow pressure.
"Since dachas are mostly visited in spring and summer, they remain unattended for a long time. During this period, various events can occur, ranging from floods to the actions of animals. To be sure that if something happens to the cottage, the owner will receive money to compensate for the damage, we recommend that you take out an insurance policy for suburban real estate. Insurance can be issued in a few minutes and you can choose for yourself how much to insure your home," he noted Nikolay Tsvetnitsky, Head of the Loss Settlement Department of Ingosstrakh Individual Insurance Programs.
Please note that this press release is based on materials provided by the company. AK&M Information Agency shall not be held liable for its contents, nor for the legal and other consequences of its publication.
