Gazprombank has started accepting applications for preferential mortgages for employees of IT companies. The minimum loan rate is 4.5% per annum if there is a personal insurance policy under the loan agreement. In case of refusal of personal insurance, the rate is higher by 0.5 p.p. This is stated in the bank's message.
Specialists of IT companies from the accredited list of the Ministry of Finance can take out a mortgage under the preferential program. The age of an employee of an IT company should be from 22 to 44 years old inclusive at the time of conclusion of the loan agreement, monthly income before personal income tax – from 150 thousand rubles. for clients from regions with a population of 1 million people or more and from 100 thousand rubles. – from other regions.
You can apply for a loan under a preferential program for an apartment and a townhouse both under construction - under contracts of participation in shared construction or assignment of claim rights, and built – when acquired from the first owner of a legal entity or an individual entrepreneur. A mortgage can be issued for a period of 1 to 30 years. The maximum loan amount is 18 million rubles. in regions with a population of 1 million people and 9 million rubles. – in other regions. The minimum initial payment is 15% of the value of the property, it is possible to use the funds of the maternity capital.
Gazprombank JSC (GPB, TIN 7744001497) was founded in 1990, and is one of the three largest banks in Russia by financial indicators. The Bank serves key sectors of the Russian economy - gas, oil, nuclear, chemical and petrochemical, ferrous and non-ferrous metallurgy, electric power, mechanical engineering and metalworking, transport, construction, communications, agro-industrial complex, trade.
