Sberbank Insurance paid 27.8 billion rubles to its customers in 2025

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AK&M 03 March 2026 16:41

In 2025, Sberbank Insurance paid 27.8 billion rubles to retail and corporate clients under insurance contracts, 35% more than a year earlier, according to management reports. This is stated in the message of Sberbank.

Individuals received the largest share of payments (48%) — 13.3 billion rubles. Payments under auto insurance policies amounted to 46% of the amount of payments to such customers. Of these, 3.7 billion rubles were transferred to drivers for CTP policies, 2.5 billion rubles for hard hats, which is 65% more than a year earlier. About 2 billion rubles (15%) were received by customers under the mortgage insurance program.

The largest amount of payments to corporate clients was for property insurance — 7.3 billion rubles, for car insurance payments — 3 billion rubles (24%), which doubled compared to last year. Services totaling 2.2 billion rubles were provided to clients under voluntary health insurance programs.

The company's fees for 2025 amounted to 94.7 billion rubles, 23% more than in 2024. Of these, 66.1 billion are under retail insurance programs, 22.6 billion are corporate, and 6 billion are voluntary health insurance. Net profit amounted to almost 23 billion rubles, 7% more than a year earlier.

Sberbank — Sberbank of Russia PJSC (TIN 7707083893) is the largest bank in Russia, Central and Eastern Europe. The Bank is the main creditor of the Russian economy and holds the largest share in the deposit market. Sberbank's services are used by customers in 18 countries around the world. The Bank has a branch network in Russia: about 14 thousand service points. The bank's foreign network consists of subsidiaries, branches and representative offices in the UK, USA, CIS, Central and Eastern Europe, India, China and other countries.

The authorized capital of Sberbank is 67.76 billion rubles and consists of 21586948 thousand ordinary shares and 1 billion preferred shares with a nominal value of 3 rubles. The main shareholder of Sberbank is the Russian Federation represented by the Ministry of Finance of the Russian Federation, which owns 50% of the authorized capital of Sberbank PJSC plus 1 voting share. The remaining 50% minus 1 voting share of the bank's authorized capital is owned by Russian and international investors.

On July 7, 2025, the AK&M rating agency confirmed the highest rating of Sberbank's non-financial statements.

The Savings Bank's net profit for the IFO in 2025 increased by 7.9% to 1705.9 billion rubles.