As part of the Investor Day, the Beber team summed up the results of the 2021-2023 Strategy and talked about the new Development Strategy until 2026. This is stated in the message of the BEAC.
According to the results of the 2021-2023 Strategy, the number of Sber retail customers increased by 10 million and amounted to 108 million, the number of corporate customers increased by 500 thousand and amounted to 3.2 million. The team has ensured sustainability and innovative development by ensuring technological independence and making a breakthrough in AI transformation.
In the new strategic cycle, the Beac has paid special attention to the formation of a long-term vision. Technologies, primarily artificial intelligence, are becoming the main factor determining the modern world and the future.
One of the main tasks is to put technology at the service of man. At the center of the Beber business model is a person, his interests and aspirations.
Artificial intelligence becomes a personal assistant to a person — it expands the capabilities of everyone and helps a person realize their potential. This is a step forward on the way to human-centricity.
In the next 3 years, the BEAC will prepare for the transition to a human-centered organization. This complex transformation will affect three key areas: technology — a priority for the development of a new generation of artificial intelligence; business model in all areas; culture.
In addition to long-term priorities, BEAC will pay special attention to: developing and creating a better customer experience; improving efficiency; ensuring reliability and security of services; accelerated implementation of artificial intelligence in all business areas.
Financial objectives of the 2026 Strategy: return on equity (ROE) >22% in each year of the Strategy; the ratio of total capital adequacy H20.0 >13.3%; the level of dividend payments — 50% of the net profit of the BEAC Group.
Sberbank of Russia (TIN 7707083893) is the largest bank in Russia, Central and Eastern Europe. The Bank is the main creditor of the Russian economy and holds the largest share in the deposit market. Sberbank's services are used by customers in 18 countries around the world. The Bank has a branch network in Russia: about 14 thousand service points. The bank's foreign network consists of subsidiaries, branches and representative offices in the UK, USA, CIS, Central and Eastern Europe, India, China and other countries.
The authorized capital of Sberbank is 67.76 billion rubles and consists of 21586948 thousand ordinary shares and one billion preferred shares with a nominal value of 3 rubles. The main shareholder of Sberbank is the Russian Federation represented by the Ministry of Finance of the Russian Federation, which owns 50% of the authorized capital of Sberbank PJSC plus 1 voting share. The remaining 50% minus 1 voting share of the bank's authorized capital is owned by Russian and international investors.
