Sovcombank reduces loans for the purchase of real estate in the primary and secondary markets by 1 percentage point. This is stated in the bank's message.
Subject to regular turnover on the Halva card (that is, making at least 10 purchases for a total amount of 20 thousand rubles per month during the entire loan period), when buying an apartment or apartments in a new building or on the secondary market, the loan amount is over 8 million rubles and the initial payment is over 50%, the minimum interest rate is 17.49%.
Sovcombank PJSC is a universal bank with assets of 1.6 trillion rubles under IFRS. It is included in the list of systemically important credit organizations (NWCO) of the Bank of Russia. The Bank serves 8.3 million individuals, including 7.6 million borrowers and more than 500 thousand depositors.
Sovcombank's net profit under IFRS for 2025 amounted to 53.2 billion rubles.
