AK&M 13 November 2026 12:28
Sovcombank's net profit for the first 9 months of 2026 increased 2-fold in accordance with IFRS and amounted to 71.9 billion rubles. The bank's net profit for the third quarter increased by 4% to RUB 26.6 billion. Return on equity (ROE) for the first nine months was 21.9% compared to 12.2% a year earlier, and reached 23.4% in the third quarter. This is stated in the message of the bank.
The net interest margin increased by 2.6 percentage points, to 7.5%, and in the third quarter — to 8.0%. Net interest income increased by 61% to 194.1 billion rubles, and net commission income increased by 15% to 39 billion rubles.
The corporate loan portfolio grew by 10.6% to 1.78 trillion rubles, while the retail loan portfolio decreased by 2.1% to 1.38 trillion rubles. The mortgage portfolio increased by 18% to 448 billion rubles, while unsecured loans decreased by 17% to 413 billion rubles.
Customer funds increased by 1% over the year, to 3.19 trillion rubles, of which 1.91 trillion rubles accounted for legal entities and 1.28 trillion rubles for individuals. Since the beginning of the year, the volume of customer funds has decreased by 7%.
Sovcombank PJSC is a universal bank with assets of 1.6 trillion rubles under IFRS. It is included in the list of systemically important credit organizations (NWCO) of the Bank of Russia. The Bank serves 8.3 million individuals, including 7.6 million borrowers and more than 500,000 depositors.
Sovcombank's net profit under IFRS for 2025 amounted to 53.2 billion rubles.
Sovcombank's net profit doubled in the first nine months of 2026, to 72 billion rubles
