Since the launch of mortgages in the new regions, VTB has provided more than 7 billion rubles. to improve housing conditions. The average loan amount is 5.5 million rubles. Most borrowers choose a government program with a 2% rate, according to which, with the support of a bank, they can buy not only an apartment in a new building, but also build an individual house. This is stated in the message of the bank.
VTB entered the mortgage market of Donetsk and Lugansk People's Republics, Zaporizhia and Kherson regions in 2024. The Bank consistently expands opportunities to improve the living conditions of residents of new regions. In 2025, VTB became the first and remains the only bank that offers preferential mortgages for individual housing construction in these regions.
In addition, starting this year, borrowers living in new regions can combine a "family" mortgage with a market mortgage to get a loan of up to 15 million rubles. at a rate significantly lower than the market rate. The place of registration of the client does not matter: both residents of Novorossiya and those who have decided to move can make a deal.
In addition to mortgage programs, VTB provides project financing to developers in new regions. The total volume of loans approved by the bank to medium and small businesses exceeded 58.5 billion rubles, which will result in the construction of 654 thousand square meters of housing.
VTB Group is a Russian financial group comprising more than 20 credit and financial companies operating in all major segments of the financial market. The Group has subsidiaries and associated banks in Armenia, Belarus, Kazakhstan, Azerbaijan, Vietnam, a branch office in India, and a branch office and representative office in China. VTB Group's net profit under IFRS for the first half of 2025 amounted to 280.4 billion rubles.
On November 20, 2024, the AK&M rating agency awarded VTB Bank's sustainability reporting the highest rating.
On July 31, 2025, the AK&M rating agency confirmed the highest rating of VTB Bank's non-financial statements.
