Sberbank's RAS net profit for the first nine months of 2026 increased by 18.2% compared to the same period in 2025 and amounted to 1.5 trillion rubles. The return on equity reached 23.0%. This is stated in the message of the bank.
Net profit in September 2026 amounted to 168.5 billion rubles, which is 12.1% higher than in September 2025, with a return on equity of 23.4%.
Net interest income for the first nine months increased by 24.1% year-on-year to 2.8 trillion rubles, net fee and commission income decreased by 0.8% to 534.6 billion rubles. The basic and fixed capital as of October 1 amounted to 6.2 trillion rubles and 6.4 trillion rubles, respectively. The total capital is 8.2 trillion rubles (+1.6% per month).
Sberbank's retail loan portfolio increased by 1.9% in September and by 10% since the beginning of the year, reaching RUB 20.3 trillion. The housing loan portfolio grew by 2.3% over the month and by 11.3% since the beginning of the year, to 13.5 trillion rubles. The bank's corporate loan portfolio increased by 1.2%. The volume of funds of individuals increased by 0.7% in September and reached 34.7 trillion rubles.
Operating expenses increased by 14.6% in the first 9 months of 2026 to RUB 915.2 billion. In September, this figure increased by 12.4% to 108.4 billion rubles. The ratio of expenses to income for 9 months was 26.0%.
Sberbank — Sberbank of Russia PJSC (TIN 7707083893) is the largest bank in Russia, Central and Eastern Europe. The Bank is the main creditor of the Russian economy and holds the largest share in the deposit market. Sberbank's services are used by customers in 18 countries around the world. The Bank has a branch network in Russia: about 14 thousand service points. The bank's foreign network consists of subsidiaries, branches and representative offices in the UK, USA, CIS, Central and Eastern Europe, India, China and other countries.
The authorized capital of Sberbank is 67.76 billion rubles and consists of 21586948 thousand ordinary shares and 1 billion preferred shares with a nominal value of 3 rubles. The main shareholder of Sberbank is the Russian Federation represented by the Ministry of Finance of the Russian Federation, which owns 50% of the authorized capital of Sberbank PJSC plus 1 voting share. The remaining 50% minus 1 voting share of the bank's authorized capital is owned by Russian and international investors.
On July 7, 2025, the AK&M rating agency confirmed the highest rating of Sberbank's non-financial statements.
Sberbank's net profit under IFRS for the first half of 2026 amounted to 1.019 trillion rubles.
