In accordance with the agency's methodology, Sberbank's reporting for 2025 received 86.8 points and was classified as the highest level. This rating is assigned to banks and financial companies that receive a rating score in the range from 75 to 90.6.
According to the AK&M Rating Agency, Sberbank PJSC demonstrates the best practice of disclosing activities in the field of sustainable development among all financial organizations. A complete set of statistical data is combined with comprehensive explanations of results, plans, and strategic objectives. Respect for readers is evident on all pages of the document. Most of the main theses are cross-referenced, redirecting to a specialized section dedicated to this topic. Explanations are provided for the calculated indicators, containing, if necessary, calculation formulas and definitions of terms.
The report pays special attention to the issues of social support for the population. A person is the central element of the bank's business model, which is aimed at providing comfortable service in all aspects of people's daily lives. The main focus of the document is on the application of new technologies, primarily on solutions using artificial intelligence.
Another important topic is the bank's attitude towards staff. Sberbank is the largest employer and supports hundreds of thousands of its employees and their families in all corners of the country. The pages of the document provide comprehensive information on how to build long-term relationships with team members, what conditions are created for self-realization and professional development.
The report also describes the importance Sberbank attaches to business process security, cybercrime protection, and fraud prevention. The document describes the existing threats and the measures taken to minimize them. Professional banking services are aimed not only at protecting against cyber threats, but also at ensuring the protection of physical infrastructure, countering credit fraud and detecting other illegal activities.
The structure of the document is logical and understandable. Together with the detailed ESG reference provided in the appendix, it complies with all existing Russian and international standards. The reliability of the data has been confirmed by the audit organization.
The reporting rating was assigned based on the Methodology of rating socio-economic and environmental reporting of financial organizations (sustainability reporting) adopted by the AK&M Rating Agency.
The ESG reporting rating has been calculated by the AK&M Rating Agency since 2020. The research focuses on the completeness of the presentation of information on sustainable development in reports, as well as its accessibility. The study of financial organizations examines 83 markers. The main purpose of the rating is to show the professional community the best practices in disclosing information about the social and environmental activities of organizations.
